The AgBMP Loan Program is a water quality program that provides low-interest loans to farmers, rural landowners, and agriculture supply businesses. The purpose is to encourage agricultural Best Management Practices that prevent or reduce runoff from feedlots, farm fields and other pollution problems identified by the county in local water plans.

Gabions are wire baskets filled with large stones that are used to stabilize shores and prevent erosion. Photo courtesy of the USDA NRCSBorrower

The borrower proposes a project to the local county. If the borrower meets state eligibility requirements and the project addresses local water quality priorities, the county approves the project and assists them in locating a cooperating banker.

Manure management planning. Photo courtesy USDA NRCS.Local Government

The projects are managed through local Soil and Water Conservation Districts or County Environmental Offices.

Bank with word lender graphicLender

The local banker evaluates the financial aspects of the project. With approval of county and local bank, the project is implemented. Once the project is complete, funds are sent from the Minnesota Department of Agriculture to the local bank and the loan is drawn up between the local bank and borrower.

Steeply sloped cropland with a series of terraces. Photo courtesy USDA NRCS.Clean Water Fund Activity

A total of $14,050,000 dollars have been appropriated from the Clean Water Fund to improve program's capacity to implement water quality projects.